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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Sean and his team are the best in the business! When I first applied for a home loan I was not approved but Sean told me exactly what to do and sure enough my credit score boosted more than expected and I was preapproved for my first home! My escrow closed in less than 30 days because ... READ MORE Maria
Amazing sharp! Got the Job done even with all of us pandemic, done quickly very professional would recommend family friends an strangers! Thank you Sean an your team for getting us into our dream Home! Joseph
From the very start of the process of buying our home in Clovis, California, Mr. Connolly was very informative, helpful and responded in a timely fashion. I highly recommend working with Sean Connolly. Corinne Gonzales Homeowner
Sean guided us through the refinancing of our home with little or no trouble. Thank you! Evelyn Bradley
Sean was very helpful throughout the home buying process! We called him many times for questions we had because we were first time home buyers and he would respond any time of the day. We would recommend him our friends when they need to get a loan. Anonymous
Sean was wonderful throughout my whole experience purchasing my condo. I always felt like was in my corner and was always available to answer questions. I whole heartedly recommend Sean Connolly! Divina T Johnston Clinical Psychologist
Sean was extremely helpful and informative during the processing of our loan request. As new home buyers he took time to explain every process and clarify all questions. He offered some suggestions to help us in how to improve our financial stability. He is very personable and easy to ... READ MORE Brian Bradshaw
Sean Connoly did a great job for me, and comes with the highest recommendation. Sean took proactive approached. He worked extensively with his clients to develop and implement strategic plans. Sean was truly exceptional in his ability to process and synthesize information and make ... READ MORE Shella Lane Shella Lane Registered Nurse St Agnes Medical Center
Sean Connoly was truly exceptional in his ability to process and synthesize information and make the right decision. He did a great job for me, and comes with the highest rec Shella Lane Shella Lane Registered Nurse St Agnes Medical Center
Sean and his team was amazing! They can really help you navigate through the home buying process with ease. Sean knew exactly how to get things done within the first hour of our meeting. The most important thing to me was that they are always available to answer your questions and I ... READ MORE Jet Vong Technical Project Manager
Sean was extremely helpful with our home purchase and was very prompt in communication efforts. Sean really made home buying extremely easy going. Brandon Skipper
Sean and Carrie were the best. This was my first home purchase and they were both extremely helpful and communicative. I would receive a response to a question with in the hour. I highly recommend both Sean Connolly and Carrie Parshall. Christopher Abuhamdeh
Sean was very professional doing hes job. Im happy they he help me to purchase my first house.... I will recommended and definitely get Sean for my next future purchase. Thank you and God bless you!! Martin Flores
Hard-working, gets the job done. Trandon Hall
I am a first time home buyer who had a lot of questions. Sean and his team were a tremendous help to me throughout the home buying process. Any time I had a question, I could text or call them and they responded promptly. I appreciate all the time that they took to work with me and to ... READ MORE Katrina Lewis
Sean did a great job of finding a loan solution that worked well for us. His knowledge and expertise was evident from the beginning. Jake Looney
We are very pleased with how professional the entire process was handle from day one to closing, when buying our home with Amerifirst. Sean and his staffed helped us through the entire process with everything. We have already recommended Amerifirst to friends and family to use their ... READ MORE Isaac & Gracie
Few words would describe the experience I had with Sean Connolly. While buying a home seemed like an impossible task, Sean's inveterate work ethic made the process seamless. Nathan Hansen
Despite the current issues we all faced (COVID-19 challenges), the job got done. Sean and Ameritrust fulfilled their commitment and we very much appreciate that this deal got completed. Happy! Steven Mark Smith Steven Mark Smith
Made the process very easy for first time home buyers. He a good support staff that were very helpful with the process. Jason Christopher Stanley
Sean and his team did amazing work on my home refi. I have worked with other lenders in the past but Sean was able to complete my loan faster, and more efficient than anyone I have previously worked with. I will continue to use and recommend Sean in the future. Erin Anderson
Sean was very helpful and on top of everything. He was the fourth lender I had spoken to and, by far, the best. He helped me find ways to bring up my score and was very friendly. He and his team were quick to correspond with me, guide me and assist me in any questions I had. He found ... READ MORE Candida Shinnaberry Social Worker IV
We’ve been dreaming to have our own house and we are so happy that our dreams finally came true! We are so thankful that Sean and the rest of his team believed and helped us to make this dream possible. This the greatest gift we ever received this Christmas 2020! We are so ... READ MORE Ernesto/Helen Wambangco RDA/Acct. Clerk
We’ve been dreaming to have our own house and we are so happy that our dreams finally came true! We are so thankful that Sean and the rest of his team believed and helped us to make this dream possible. This the greatest gift we ever received this Christmas 2020! We are so ... READ MORE Ernesto/Helen Wambangco RDA/Acct. Clerk
Sean & his team @ AmeriFirst did such a great job assisting us in buying our 1st home. We are very satisfied with the service provided to us. Highly recommend it! You will not be disappointed. Alina T
Sean made it a smooth transition for purchasing my new home. He was always available for any questions or for any clarifications needed. I would highly recommend Sean if you are purchasing a property. Gerardo Alcaraz
Sean and his team were amazing! We wouldn’t have been able to do this without Sean. He told us exactly what we had to do to make this happen; we followed his instructions and now we are in our brand new home! Others would have looked past us, but Sean was ready and willing to ... READ MORE Jessica and Carlos Negrete
Sean and his team were wonderful and amazingly kind and helpful. Our situation required a relentless effort to complete and they got it done. Carrie was also so kind and knowledgeable. A wonderful team with a great work ethic!!! Thank you thank you to everyone who had a hand in making ... READ MORE Toni Cabrera Toni Cabrera Registered Nurse
Sean was very easy to work with. He tries his best to work with what you need. Very prompt at answering my questions and explaining it to where I could understand him. I would definitely use him again. His staff are also awesome and on the ball to get my loan processed Sue Cha
From the first time I talked to Sean I knew he was on my team. There was never a point where I felt like I was behind the ball. Everything was always taken care of and there was clear communication of what was needed from me. 10/10 would go through Sean again. Anonymous
Sean and his team were great! Very patient with my wife and I being first time homeowners we had a lot of questions, and needed clarification for almost every thing during the process and they never hesitated to make sure we understood everything that we had questions about, I would ... READ MORE Kameron B School Counselor
Sean works with you to improve your credit report and gets you the best payment which nobody can beat it . Recommend him . Sam . S Home owner
Sean was awesome to work with! Quick response and easy going. His associate Carrie did a lot of the paperwork and was very patient and Professional as well. Highly recommended Sean!! Gary Gallion owner
Great Anonymous
Great Anonymous
Sean and his team were very responsive, diligent, and communicative throughout the process. I would highly recommend him to be your lender and assist with the closing on your new home . Thank you Sean !!! Denise O Clinical Director
Sean worked diligently to get our loan approved. We are grateful for the hard work and patience he had with us during this process! We appreciate everything he and Carrie did to make this happen. Sean is matter of fact and gets the job done! Thank you!! Alonzo and Melissa Quezada Melissa Quezada Melissa Quezada
Sean Conolly was very helpful in assisting me on my first mortage loan. Sean was upfront and I feel like he was able to make the process hassle free. If I purchase another property in the future I would use his services again. Juan Soto
Sean made our refinance an absolute breeze! His attention to detail and expertise were invaluable. He caught errors that we had naively overlooked. We are so grateful for his honesty and professionalism. Jaime & Tania Escovar
Sean was informative and got us through the loan process relatively easy. John Vang Client
Sean delivered exactly what he said he would do. The only issue was due to Wells Fargo Bank. We are very pleased. Paul Rockenbach
Sean was completely professional and gave us advice on how to improve our credit and get qualified for a loan. Everything he said was correct and we were able to buy a home even when we thought we could never get approved. His office assistants were also wonderful to work with and ... READ MORE Bryan Delk Automotive Technician
Sean was on top of everything Highly recommend Robert J Miller
Me and my wife just recently purchased our first home and our experience with Sean and his team at AmeriFirst was absolutely fantastic. They went to bat for us when it came to getting the best rate possible, and we’re always there when we had any questions or concerns with a call ... READ MORE Ivan Garcia First Time Home Buyer
Very professional, good and first choice. AIXIN TAN Sales Associate
Mr. Connolly was AMAZING!!! He was so quick to respond to all of our questions and concerns. He and his team worked tirelessly day, night, weekends and even holidays to make sure we got the best rate possible. They got creative and got us a refi that I never dreamed of. I will never ... READ MORE Aaron Williams System Engineer
Very creative financing. His staff kept me informed every step of the way. Maria Roman-Peralta
Very helpful, easy to communicate with and always returned calls in a timely manner. Easiest loan experience I have ever had. Kimberly Kinzer Basham
Sean Connolly is the best of the best in his profession. Very kind, respectful and easy to communicate with. I got my brand new home loan through Sean Connolly. I strongly recommend Mr. Connolly for any type of loan. Even if you think your loan may not be approved, just follow his lead ... READ MORE Ricky Lee French Ricky Lee French Construction worker
Sean and his team were great. They found the best loan for me and I was amazed at how quickly the new loan was finalized. Sean and his team were also very good at keeping communication lines open. When I had a question it was answered completely. If I need another loan I am definitely ... READ MORE Kris Veeck Sr. Mechanical Design Engineer
My situation was a bit complex for my loan/home purchase. Sean did not hesitate one bit and figured out how to get me my home, my loan and a fantastic interest rate. He may have had to crack open a book to find a way, but he did it and I am very grateful for his expertise. Thank you Sean. Suzanne Blumenfeld
I highly recommend leveraging Sean Connolly’s experience and Amerifirst’s best rates for your home loan. Sean was the best loan manager I worked with for the purchase of my first home. His experience and matter of fact way of doing business gave me proper guidance toward ... READ MORE Tim Rodenberger Predictive Agriculture - Field Scientist
Sean did work through the loan process. Our circumstances made the obtaining of our loan challenging. Sean worked hard to make sure things worked for an affordable loan. We would and do recommend Sean to anyone seeking a loan for purchasing or refinancing a home loan. He is the best. Gunnar & Connie Hassel
Sean worked in such a timely manner. He is very diligent and precise. Very knowledgeable. He was able to help close everything the first week of February as requested. Easy person to work with. I would recommend this individual. Charles O
Sean was so easy to work with, very accessible, polite & took the time to explain all our options to us. His staff were just as great, kept in constant contact & explained everything to us along the way. I would recommend Sean & his team to anyone looking to purchase a ... READ MORE Deb Sanchez Manager of Patient Access
I would recommend Sean Connolly when you need help to get financing on a home, I was a first time home buyer and he made financing possible for me to buy a home. I never imagine I would be able to buy a home. Kathleen Vaughn
Wow how can I sum up in a few short sentences how this man has been if assistance to me and my daughter. First I really must state that I thank the Lord fir my sister and her husband for introducing Sean to me. After meeting Sean I felt completely comfortable giving my credit history ... READ MORE Sandra L Nelson Sandra L Nelson New Homeowner
Very Professional. Sean was very fast in getting me pre-approved, answered all my questions and I would recommend him to all my family members and friends (he was actually recommended to me by my brother) He is trustworthy and did an excellent job in helping me understand the different loans. Karen Valle Aguilar Accountant
Sean did a great job for us during the time we worked with him to finalize our loan. He was very knowledgeable about going rates and the factors that play into the process. Sean is an asset to this company, along with his whole team. Jeremy Orosco
If you are looking to finance your new home or refinance your existing home Sean is the loan officer to have. He will find you the best rates with the lowest cost. His years of experience really helped us when purchasing our house. I would highly recommend Sean for all of your Mortgage ... READ MORE Kirk Kessler Kirk Kessler Agency Owner
Sean is exceptional at what he does. Very knowledgeable and has a great team. He is very exact to the point of what your home loan options are and will be and what your payments will look like at the end. He is trustworthy and I would use him again in the future. During my home ... READ MORE Maria Xiong New Home Buyer
We highly recommend Sean he helped us achieve our goal of owning a home. He always answered calls or text. And worked very hard on our behalf. Thankful that we discovered him, his integrity is rare. Will definitely use him again in future if needed. David and Jennette Armstrong David and Jennette Armstrong Family in Fresno
Sean & Carrie were GREAT to work with. Obtaining my Home Loan was a very easy process. He has stood behind me every step of the way throughout the process & after. I have been told closing is a nightmare, Not with Sean & Carrie, the process was so easy & stress free. THANK YOU!!!' style='font-weight: bold' target='_blank'>READ MORE Anne Bradley Operations Administrator
Sean Connolly and his entire team have been excellent in helping me to purchase my new home. They all were very helpful and willing to go the extra mile to make the process easy for me to understand. I would and already have referred Sean to friends of mine, to help them with their ... READ MORE Jewel Lynn Taylor Medical Scheduler
Sean did help us in a way that helped us qualify for a home and also found incentive programs that helped us first home buyer made our mortgage manageable. Seethone Moua Math Teacher
Sean was great. Buying a home during a pandemic was incredibly stressful, Sean had all the answers and made sure we had everything we needed. He got us a great rate and secured our loan for our amazing new home. Would absolutely recommend him to friends and family. Juan Carlos Miranda District Sales Manager
Sean Connolly did a wonderful job helping us purchase our home. From pre qualify to closing he always answered all our questions promplty. He always responds to texts or calls and provides ideas and information to make the home buying process as smooth and easy as possible. He is very ... READ MORE Janelle Cooper
Mr. Sean Connolly is an extraordinarily agent. He made the impossible possible. He assisted me and my sister purchase our dream home. We had gone through other agents and it was impossible for them to get us a home until we got recommended to Mr. Connolly and I can say with great ... READ MORE Lourdes Mendoza Dental Patient Coordinator
Sean Connolly is wonderful to work with! I can not recommend him enough. He has helped me and my family with two home loans and was fast and to the point. He values your time and only contacts you when something is needed, you can rest assured that him and his team are doing everything ... READ MORE Cameron Scharnick Cameron Scharnick Athletic Trainer
In my opinion Sean is the best in the business. I have worked with him on several deals over the last ten years and he never lets me down. If he tells me a loan can't be done, that's gospel! If he can't do it, no one can do it. Bottom line, he helps me keep sales that I ... READ MORE Tina Larson New Home Sales-Woodside Homes
I would recommend Sean Connolly for financial advice on all mortgage questions. Sean has exhitbited excellent customer service for my wife and I on mutiple occausians. Stephen Cross Retired
Sean is amazing. He is fun to work with and energetic. He has years of experience, and it shows- he is knowledgeable and gets the job done! We would recommend him to anyone who needs a mortgage loan or refi- simple or complicated, he knows what to do! Todd and Annie Balian Todd and Annie Balian
Thank you Sean for your diligence and hard work on getting our mortgage loan! We’ve been in our home for one month now and are truly enjoying it. Again thank you and God bless you! Vivian and Steven Bartlett Vivian Bartlett Nurse Practitioner
Sean and his team went above and beyond during my home buying process, kept me informed every step of the way and let me know of any discrepancies that needed to be corrected ASAP. Words can't express how easy he was to work with and how great his staff is at responding promptly ... READ MORE Jessie Espinoza RN

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